Mortgage Processor

Company: Seacoast Bank Careers
Location: Winter Park
Posted on: April 1, 2026

Job Description:

Summary The Mortgage Processor will work with Residential Lenders and their clients from Origination to Closing of the loan file. This includes but is not limited to gathering and reviewing documentation received from the borrower and third parties to meet product and program guidelines. The Client Advocate actively communicates, using all forums i.e. telephone and email, meeting the needs of all stakeholders. Responsibilities: Performs clerical and administrative duties to include preparing, examining, and following up on customer applications for residential real estate loans. Verify & confirm that an application is complete and accurate. Review of the process and follow up on any need documents from borrower Request and review information from Third parties such as Credit, AUS, VOE etc. Must have comprehensive knowledge of FNMA and Freddie Mac guidelines. Prepares the file for underwriting, by confirming that documentation provided from the MLO and or client support AUS findings and complies with investor requirements. Follow up and satisfy any underwriting conditions upon initial loan decision and resubmit loan files for final approval. Maintains continual communication links to Residential Loan Officers, applicants and others involved in the transaction as to the status of loan applications, thereby fostering good customer relations and producing smooth and timely real estate processing/closing transactions. Accountable for resolution of customer inquiries Must be able to accurately handle detailed instructions under pressure and a higher volume of more complicated issues. Carry out other duties as may be required by the Mortgage Operations Manager. Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience High school degree or GED equivalent with general knowledge equivalent to two years of college education and a minimum of two years experience administrative, government loan processing and one year experience in conventional loan processing. Language Skills Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization. Mathematical Skills Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent and to draw and interpret bar graphs. Reasoning Ability Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving a few concrete variables in standardized situations. Computer Skills To perform this job successfully, an individual should have knowledge of Word Processing software and familiarity with computers in order to effectively use the Bank's systems to input and access loan data, and generate loan processing documents accurately and efficiently. Other Skills and Abilities Knowledge of current, generally accepted, conventional and government loan underwriting guidelines. Knowledge of standard conventional and government loan documents. Able to accurately analyze real estate contracts, financial statements, appraisals, tax returns, credit reports, and all other credit verifications. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this Job, the employee is regularly required to walk and talk or hear. The employee is frequently required to stand. The employee is occasionally required to sit and reach with hands and arms. Specific vision abilities required by this job include close vision and the ability to adjust focus. Work Environment The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually quiet.

Keywords: Seacoast Bank Careers, Melbourne , Mortgage Processor, Accounting, Auditing , Winter Park, Florida